Schedule: Monday - Friday 08:00 - 19:00

For Appointments: 1-469-737-9026

Disclosures and Disclaimers

Disclaimers of Liability

Neither Ryn Melberg, nor its contributors shall be held liable for any improper or incorrect use of the information described and/or contained on this site. Ryn Melberg assumes no responsibility for anyone’s use of the information. In no event shall Ryn Melberg, or contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this site or system.

This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract tortious behavior, negligence or under any other cause of action.


Users agree to defend, indemnify, and hold harmless, Ryn Melberg, its contributors, any entity jointly created by them, their respective affiliates and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of this site or service by user or user’s account.

Disclaimers of Warranties/Accuracy of Information

Although the data found using the Ryn Melberg site has been produced and processed from sources believed to be reliable, no warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information. Ryn Melberg provides this information on an “as is” basis. All warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights ARE DISCLAIMED.

Changes may be periodically added to the information herein; these changes may or may not be incorporated in any new version of the publication. If you have obtained information on Ryn Melberg from a source other than Ryn Melberg, be aware that electronic data can be altered subsequent to original distribution. Data can also quickly become out-of-date.

Disclaimers of Endorsement

Ryn Melberg is a distributor of content sometimes supplied by third parties and users. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of Ryn Melberg and shall not be used for advertising or product endorsement purposes.

Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by Ryn Melberg.

Disclaimers for Hypertext Links

Neither Ryn Melberg, nor its contributors are responsible for the contents of any off-site pages referenced. The user specifically acknowledges that neither Ryn Melberg nor its contributors are liable for defamatory, offensive, or illegal conduct of other users, links, or third parties. The risk of injury from the foregoing rests entirely with the user.

Links from the Ryn Melberg site to other sites do not constitute an endorsement from Ryn Melberg. These links are provided as an information service only. It is the user’s sole responsibility to evaluate the content and usefulness of information obtained from other sites.

Disclaimers of Duty to Continue Provision of the Data
Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or restrict access the next. The location of items may change as menus, homepages, and files are reorganized. Users expressly agree that use of Ryn Melberg is at the user’s sole risk. Neither Ryn Melberg any entity jointly created by them, each of their affiliates nor any of their respective employees, agency, third party content providers or licenser warrant that the service will be uninterrupted or error free.

Disclosures of Possible Conflicts of Interest

The following is not a list of companies with the best environmental, social, and governance practices. If you know where these companies fall short, I would appreciate it if you would drop me a line so that I can advocate for reform or perhaps drop my investments, as I have largely done with coal and oil companies. I also appreciate tips from readers on companies with good corporate governance practices as well as those with good potential needing reform.

Copyright Information

All material on Ryn Melberg is copyright © by Ryn Melberg except where otherwise indicated. All rights reserved. Files contained on this site may be distributed in this form only, as World Wide Web documents on Ryn Melberg.

The information contained here may not be converted into any other format, or transmitted in any other way, without the consent of the authors. While we encourage hyperlinks to be made to this site from other parts of the Web, the pages cannot be copied and saved onto other Web servers in order to be transmitted from those servers, without permission from Ryn Melberg. This prohibition applies to those who intend to make copies of this information to retransmit as part of other Web sites; it does not apply to other Web servers, which store pages for routine caching purposes.

By accessing this site, I acknowledge and accept Ryn Melberg disclaimers. All material on Ryn Melberg is copyrighted © by Ryn Melberg except where otherwise indicated. All rights reserved.